SCENE 1.

People sure stay busy trying to cheat us, don’t they?

A friend went to the local gym and placed his belongings in  the locker. After the workout and a shower, he came out, saw the locker open, and thought to himself, ‘Funny, I thought I locked the locker.

Hmm, ‘He dressed and just flipped the wallet to make sure all was in order. Everything looked okay – all cards were in place.. A few weeks later his credit card bill came
- a whooping bill of  Rs.7,00,000!

He called the credit card company and started yelling at them, saying that he did not make the transactions. Customer care personnel verified that there was no Mistake in the system and asked if his card had been stolen. ?

‘No,’ he said, but then took out his wallet, pulled  out the credit card, and yep – you guessed it – a switch had been made.

An expired similar credit card from the same bank was in the wallet. on Bank Gift , Debit , Credit cards The thief broke into his locker at the gym and switched cards.

Verdict: The credit card issuer said since he did not  report the card missing earlier, he would have to pay the  amount owed to them.

How much did he have to pay for items he did not buy?

7,00,000!

Why were there no calls made to verify the amount swiped? Small amounts rarely trigger a ‘warning bell’ with some credit card companies. It just so happens that all the small amounts
added up to big one!

SCENE 2.
A man at a local restaurant paid for his meal with his  credit card. The bill for the meal came, he signed it, and the waitress folded the receipt and passed the credit card along. Usually, he would just take it and place it in his wallet or pocket.

Funny enough, though, he actually took a look at the card and, lo and behold, it was the expired card of another person. He called the waitress and she looked perplexed.  She took it back, apologized, and hurried back to the counter under the watchful eye of the man.

All the waitress did while walking to the counter was wave  the wrong expired card to the counter cashier, and the  counter cashier immediately looked down and took out the
real card.
No exchange of words — nothing!
She took it and came back to the man with an apology.

Verdict: Make sure the credit cards in your wallet are  yours. Check the name on the card every time you sign for  something and/or the card is taken away for even a short  period of time.

Many people just take back the credit card without even looking at it, ‘assuming’ that it has to be theirs..

FOR YOUR OWN SAKE, DEVELOP THE HABIT OF CHECKING YOUR CREDIT CARD EACH TIME IT IS RETURNED TO YOU AFTER A TRANSACTION!

SCENE 3:

Yesterday I went into a pizza restaurant to pick up an order that I had called in. I paid by using my Visa Check Card which, of course, is linked directly to my check ing account. The young man behind the counter took my card, swiped it, then laid it on the counter as he waited for the approval, which is pretty standard procedure. While he waited, he picked up his cell phone and started dialing. I noticed the phone because it is the same model I have,  but nothing seemed out of the ordinary. Then I heard a click that sounded like my phone sounds when I take a picture.  He then gave me back my card but kept the phone in his hand as if he was still pressing buttons.

Meanwhile, I’m thinking: I wonder what he is taking a picture of, oblivious to what was really going on. It then dawned on me: the only thing there was my credit card, so now I’m paying close attention to what he is doing..

He set his phone on the counter, leaving it open. About five seconds later, I heard the chime
that tells you that the picture has been saved.

Now I’m standing there struggling with the fact that this boy just took a picture of my credit card.

Yes, he played it off well, because had we not had the same kind of phone, I probably would never have known what happened.

Needless to say, I immediately canceled that card as I was walking out of the pizza parlor.

All I am saying is, be aware of your surroundings at all times.

Whenever you are using your credit card take caution
and don’t be careless..

Notice who is standing near you and what they are doing
when you use your card.

Be aware of phones, because many have a camera these days.

FORWARD THIS TO AS MANY PEOPLE AS YOU CAN
THINK OF. LET’S GET THE WORD OUT!
JUST BE AWARE !

Never let your card out of your sight…..
check and check again!

How do you define optimism?
A banker who irons five shirts on a Sunday!

What’s the difference between an investment banker and a large pizza?
The pizza can still feed a family of four.

What’s the capital of Iceland?
About £2.50

What’s the difference between a merchant Bank and Katie Price?
Both are institutions whose reputation is built on assets that, on closer inspection, turn out to be entirely artificial, vastly over-inflated and in danger of going through the floor at any moment. But at least Katie Price is still worth something!

What’s the difference between an investment banker and a pigeon?
The pigeon can still leave a deposit on a new Ferrari.

The credit crunch helped me get back on my feet.
They repossessed my car!

The bank returned a cheque to me this morning, stamped ‘insufficient
funds’. Is it me or them?

You know it’s a credit crunch when….
.the cash point asks if you can spare any change
.there’s a ‘buy one get one free’ offer on banks
the inland revenue is offering a 25% discount for cash payers
.your builder asks to be paid in Zimbabwean dollars rather than cash

My bank manager said he was going to concentrate on the big issues
He sold me one the other day outside Boots.

An architect and an economist heard talking.. the architect claims God is an architect as he made the world in seven days out of chaos.
The economist smiles and says; and who do you think made the chaos?

What have an Icelandic bank and a streaker got in common?
They both have frozen assets.

And the best for last?

Gordon Brown, Alistair Darling and Peter Mandelson are flying to a world economic summit. Peter looks at Alistair and chuckles, ‘you know I could hrow a £50 note out of the window right now and make one person very appy’. Alistair shrugs his shoulders and says ‘Well I could throw 5 £10 notes out of the window and make five people very happy’. Gordon says Of course, but I could throw ten £5 notes out of the window and make en people very happy’. The pilot rolls his eyes and says ‘I could throw all of you out of the window and make the whole country happy’.